All articles

Custom CRM

Jobber vs Housecall Pro 2026: Price and Fees

Jobber charges 2.9% + 30 cents online; Housecall Pro lists six card rates up to 3.49%. The true Jobber vs Housecall Pro cost for a 3-truck shop.

Updated 20 min read
Photo: Alexander Grey / Unsplash

The short answer

Jobber and Housecall Pro are close enough on features that the subscription price is the least important number in the decision. Housecall Pro publishes six different card processing rates depending on how a payment is collected; Jobber publishes two. On a 3-truck shop's volume, that spread is worth more per month than the entire software subscription.

On Jobber vs Housecall Pro cost, the plan prices are closer than the marketing suggests: Jobber starts at $29 a month and Housecall Pro at $59 billed annually for one user, and both land at $149 a month for a five person team, per each vendor's pricing page checked 25 September 2026. Both platforms will schedule your jobs, dispatch your techs and get you paid. If you are choosing between them on feature grids, you are optimising the wrong variable. The subscription is the smallest number in this decision, which is also why field service software costs more than the sticker.

Here is the number that is not small. Take one $500 invoice and change nothing except how it gets paid:

How the $500 invoice gets paidPlatformFee
ACH bank transferEither$5.00
Swiped or tapped with a readerHousecall Pro$12.95
Taken on the spot in the mobile appJobber$13.80
Customer pays online via invoiceJobber$14.80
Customer pays online via invoiceHousecall Pro$14.95
Office keys the card, or card on fileHousecall Pro$17.45
Amex or a commercial card, any methodHousecall Pro$17.45
Klarna buy-now-pay-laterHousecall Pro$24.95

Same invoice. Same two vendors. A 5x spread. Every rate above is taken from Jobber's and Housecall Pro's own published rate cards, retrieved 28 August 2026 and rechecked 25 September 2026, and is linked in the sections below. Our Jobber Payments fee page and Housecall Pro Payments fee page track the same rates over time.

The short answer

Pick Jobber if your revenue arrives as many small residential card payments and you want predictable flat rates. Pick Housecall Pro if your techs collect on site with a reader and your team sits right on one of its bundles at 1, 5 or 8 users. Then ignore both answers and go do the ACH math, because that will save you more than the choice itself.

The feature gap between these two closed years ago. What is left is a pricing architecture difference, and it is not the difference the comparison articles describe.

Jobber vs Housecall Pro cost: plan prices side by side

Jobber is cheaper at one user and at eight to ten users; the two tie at five users on annual billing; and Housecall Pro is slightly cheaper month to month at five users. These are list prices from Jobber's pricing page and Housecall Pro's pricing page, checked 25 September 2026, before either vendor's first-year promotions.

Team sizeJobber (annual / month to month)Housecall Pro (annual / monthly)Cheaper on annual
1 user, entry planCore $29 / $49Basic $59 / $79Jobber
1 user, with QuickBooks syncConnect $99 / $139Essentials $149 / $189Jobber
5 users, mid tierConnect $149 / $199Essentials $149 / $189Tie
5 users, upper tierGrow $229 / $299MAX, 8 users, $299 / $329Jobber
8 usersConnect 10-user bundle $229 / $299MAX $299 / $329Jobber
10 usersConnect 10-user bundle $229 / $299MAX $299 + 2 x $35 = $369 / $399Jobber

Three details decide which row you actually pay. First, Jobber sells a 1 year commitment option between the two columns (Connect is $119 for one user, $169 for five), and its annual plan is prepaid and non-refundable. Second, QuickBooks sync is not on either entry plan: Jobber's plan cards list it from Connect and Housecall Pro from Essentials, so a solo owner who does their own books pays $99 or $149, not $29 or $59. Third, add-ons are not in the table. Jobber's Pipeline is $49 a month, Receptionist $29 and Marketing Suite $99, on every tier.

By the numbers

Owner-reported numbers show how fast these move. An electrical shop owner on r/electricians in late 2023 wrote that "jobber runs $1,700-$1,900/year on our plan" and that he had priced Housecall Pro's max plan "at $270ish/month." Housecall Pro MAX lists at $299 annual today. Price the plan on the day you sign, not from a comparison article.

The plan fee is still the small number. On the 3-truck shop modelled below, card processing costs more each month than any row in this table, which is why the rest of this article is about fees.

Why the pages currently ranking get this wrong

The top results for this query fall into three groups: pages published by Jobber, pages published by Housecall Pro, and pages published by a third vendor that appears as the recommended alternative in its own comparison. The incentive problem is obvious enough that one of them opens by admitting it.

"Every Housecall Pro vs Jobber field service management software comparison you've read is written by someone trying to sell you something." Tradesly, in a post that goes on to recommend its own product

Fair warning, and the same discount applies here: we build custom CRM systems, so we are not neutral either. The difference is that every number below comes from a vendor's own published page, and you can check each one yourself.

That same article then states:

"Both platforms hit you with credit card processing fees: 2.9% + $0.30 per transaction... On a $500 invoice, you're paying $14.80 in processing fees regardless of which platform you choose."

That is correct for Jobber and wrong for Housecall Pro, which publishes no 30 cent component on standard cards and four different percentages depending on collection method. The real range on that $500 invoice is $12.95 to $24.95, as the table above shows. This is not a nitpick. It is the difference between a rounding error and a truck payment.

Cost 1: the processing rate matrix

Housecall Pro's payment processing help article publishes this table. It is the single most decision-relevant document in this comparison and no ranking comparison page reproduces it.

Collection methodHousecall Pro rate
Swiped, tapped or chipped (reader or Tap to Pay)2.59%
Customer enters card online via digital invoice2.99%
Staff keys card manually, scans in app, or card on file3.49%
Amex and commercial, corporate or business cards, any method3.49%
ACH bank transfer1%
PayPal or Venmo via invoice2.99%
PayPal Pay Later, Klarna4.99%
Consumer financingfrom 3.9%
Mobile check depositFree

Jobber's pricing page publishes two rates for cards and one for ACH: 2.9% + 30¢ online, 2.7% + 30¢ taken on the spot in the mobile app, 1% ACH. Critically, those figures are printed identically across all four plan columns. Upgrading your Jobber plan does not lower your processing rate.

By the numbers

Run it on real volume. A 3-truck shop billing $60,000 a month with 70% collected by card is processing $42,000. At Housecall Pro's swiped rate that is $1,088 a month. At its keyed or commercial-card rate it is $1,466. The $378 monthly swing is 2.5x the entire $149 Essentials subscription.

The lesson is not that one vendor is cheaper, and the same holds across the best payment processing for contractors. It is that your collection habit outweighs your vendor choice. A shop whose office manager keys cards over the phone all day is on 3.49%. The same shop, same platform, same revenue, has techs tap cards at the door and is on 2.59%. That is a training decision, not a software decision, and it is worth more than the entire subscription.

Cost 2: the commercial card trap

This one is buried and it is expensive. Housecall Pro charges 3.49% on American Express and on all commercial, corporate and business cards, regardless of how the card is presented. Tapping it at the door does not help.

If your customer base is homeowners paying with personal Visas, ignore this. If you do property management, facilities work, general contracting, or anything where a company card pays the bill, this is not an edge case. It is your blended rate.

Jobber's published rate card does not break out Amex or commercial cards at all. That is not the same as saying Jobber charges 2.9% on them. It means the rate is undisclosed, and if commercial cards are a meaningful share of your revenue you should get Jobber's answer in writing before signing. "Not published" is a question, not a feature.

Cost 3: the buy-now-pay-later default

From Housecall Pro's Klarna FAQ: Klarna's processing fee is 4.99% per transaction, and starting in March 2026, Klarna is automatically enabled for all new Pros activating Housecall Pro Payments.

If you activated before March 2026 it is off unless you turned it on. If you are signing up now, it is on unless you turn it off in Settings > Invoices. Three further details worth knowing:

  • Klarna is residential only. Commercial customers cannot pay with it.
  • It works on invoices, not mobile checkout.
  • If a dispute escalates to a chargeback you incur a $25 dispute fee, win or lose, refunded only if you win.

Watch out

A default setting that routes a 2.99% payment to a 4.99% one is a 67% increase in your cost to collect. On a $10,000 job, that is the difference between $299 and $499. Decide deliberately whether the higher close rate on big tickets pays for it. Do not discover it in a payout report.

Cost 4: the lever neither vendor will sell you

Both platforms charge 1% for ACH bank transfers. Neither markets it hard, for the obvious reason that they earn a third as much on it.

Back to the 3-truck shop collecting $42,000 a month:

MethodMonthly costAnnual
Housecall Pro, online card at 2.99%$1,256$15,070
Jobber, online card at 2.9% + 30¢$1,239$14,868
Either platform, ACH at 1%$420$5,040

Moving even half your invoice volume to ACH saves roughly $5,000 a year. That is larger than the entire annual difference between the two platforms on any realistic configuration. For recurring maintenance accounts and commercial customers who pay from a business checking account anyway, it is close to free money. Put ACH first in the payment options on your invoice template and watch what happens.

If you have already run this math and the answer is that neither platform models how your business actually collects, quotes or schedules, that is worth a conversation. We build custom CRM and field ops systems for trades businesses that have outgrown the packaged options.

Book a free CRM demo

Cost 5: the seat cliff, and the crossover nobody publishes

The seat cliff is the jump in price when you hire one person past your plan's bundle, and on Housecall Pro it is currently unpublished. Housecall Pro's pricing page lists three tiers on annual billing: Basic $59 (1 user), Essentials $149 (5 users included), MAX $299 (8 users included). As of 25 September 2026 the page prints $35 per month per additional MAX user and no per-seat price at all for Essentials.

That is a change. When we first checked on 28 August 2026, the footnote listed additional Essentials users at $100 per month each and MAX users at $75. On those August numbers the curve looked like this:

UsersEssentials (Aug 2026 overage)MAXCheaper
5$149$299Essentials
6$249$299Essentials
7$349$299MAX
8$449$299MAX

So the crossover was seven users, and hiring your seventh person on Essentials cost $100 a month for a strictly worse plan. Today, get the Essentials seat price quoted in writing before you hire a sixth user. MAX also includes route optimization, open API access, recurring service plans and the sales proposal tool, so if the Essentials seat quote is above $75, MAX wins at seven users.

Jobber's structure is flatter and fully published. Every plan card says to add users for $29 a month each, and teams of 6 to 10 are priced on a 10-user bundle: Connect $229 a month annual, Grow $299, Plus $449. There is no cliff to speak of, which matters more to a crew that hires seasonally than any single tier price. If per-seat pricing is the real problem at your size, our Jobber alternatives for small contractors and Housecall Pro alternatives include flat-price options.

Cost 6: the add-on tax

Jobber's pricing page marks three products as add-ons on every tier, including the top one:

  • Pipeline, $49/month. Sales opportunity tracking.
  • Receptionist, $29/month. The 24/7 call and text answering service.
  • Marketing Suite, $99/month. The marketing plan and recommendations.

The first one deserves a note on a site about CRM. Pipeline is the feature that makes Jobber behave like a CRM rather than a job scheduler, and it is not included on any plan. If lead nurture is why you are shopping, add $49 a month to whatever Jobber quotes you.

Both platforms also gate by tier, and it catches people at the bottom: QuickBooks Online sync appears in Housecall Pro's Essentials feature list, not Basic, and on Jobber's Connect plan card, not Core. Neither entry plan will sync your books. Route optimization and open API access are MAX only. One operator described landing on the middle tier for exactly this reason:

"In the end I went with housecall pro, their mid tier has a 150 dollar option you can get for just one user, you have to talk to the sales guys just start on a trial... For 150 mid tier you get the quick books integration, online booking, visual price book, good, better, best quotes." Via r/Contractor

Note the detail inside that: a single-user shop paying the five-user price because the integration it needs lives up there. That is the real entry price for anyone who does their own books. If the accounting sync is your deciding factor, we went deeper on what to test in CRM that syncs with QuickBooks two ways.

Cost 7: the contract asymmetry

Straight from Jobber's own billing FAQ, there are three billing shapes and only one of them lets you leave:

  • Monthly, no commitment: cancel any time, access ends at period end.
  • Monthly, 1 year commitment: 12-month minimum. If you cancel, "your subscription will remain active and you'll continue to be billed monthly until the end of the 12-month term."
  • Annual prepaid: billed in full up front, and "your initial payment is non-refundable."

Housecall Pro's pricing page states "Cancel anytime" alongside its 14-day trial.

This asymmetry only bites if the tool turns out to be wrong for you, which is exactly the scenario you are trying to price. If you are not certain after the trial, the no-commitment monthly rate is cheap insurance against paying for eleven months of software you stopped opening.

Cost 8: surcharging is manual, and sometimes illegal

The obvious response to a 3% processing cost is to pass it to the customer, or to ask whether to accept credit cards at all. Both the mechanics and the law are messier than expected.

Housecall Pro's help documentation on passing card fees to customers states plainly that there is no automated process, and that you must add a processing fee service item to your price book and then add that item as a second line on each invoice, by hand, every time.

It also lists states whose statutes restrict consumer surcharges on credit card transactions, naming California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Puerto Rico, alongside a second group including Maryland, Nevada, Washington, Wisconsin and Wyoming where merchants may offer discounts to steer customers off cards.

Note

Surcharge law has shifted repeatedly through litigation, and several of the statutes on that list have been challenged in court. Treat the vendor's list as a prompt to check your current state rules, not as legal advice. The steering-by-discount approach, "2% off for cash or bank transfer", is permitted more broadly than surcharging and gets you most of the way to the same outcome.

Cost 9: exit cost, and who owns the job history

This is the cost operators name only after they are stuck in it.

"The way some of these platforms work, you'd be better off writing job notes on a 2x4, at least you get to keep them. That's really what bugs me about a lot of this software: your own photos, notes, and history don't actually belong to you." Via r/Contractor

"My biggest concern is migrating my data out of a particular software if I ever decide to leave. That and finding one that doesn't rely on AI." Via r/Contractor

Customers and invoices usually export cleanly. Job photos, per-visit notes, custom field history and attachment metadata are what get stranded, and they are the records that make five years of service history worth anything. Housecall Pro puts open API access on MAX at $299 a month, which means the cheapest way to get your own data out programmatically is the most expensive plan.

Ask for a full export sample during the trial, not a feature-list confirmation that export exists, and check it against a CRM data migration checklist. Look specifically at whether photos come with the job they belong to. We costed the full switching exercise in how much it costs to switch CRM.

What operators actually say about each

Setting the fee tables aside, the qualitative complaints are consistent and they differ by platform.

On Housecall Pro, the recurring theme is rigidity and the mobile app:

"I so badly wanted to implement HCP, but the mobile app for field staff was severely lacking. I canceled my trial because Google Calendar was more capable of showing customer information... It didn't even have a search function for prior jobs in the app. Very poor customization overall. You have to adapt your workflows to fit their program." Via r/smallbusiness

On Jobber, the recurring theme is unbundling and a ceiling:

"Jobber is a step up but they nickel and dime you for every little thing and the setup is very counter intuitive." Via r/Contractor

"We've been with Jobber for a while, and have been equally frustrated, as they were trying to squeeze you out for every penny... We are a bit bigger, and as we grew, we realized that it's built for small companies and that they are building new features, but at a very superficial level." Via r/Contractor

And the most useful framing of the two, from someone who used Jobber for two years:

"Jobber is great if you are a power user and utilize all the features. its got a loooot of features. we needed something simple and cheap." Via r/smallbusiness

That is the honest summary. Jobber rewards operators who will actually configure it. Housecall Pro asks you to work its way and is smoother if you accept that. Neither is a bad product, and both nickel-and-dime, in different currencies.

The decision framework

Answer these five in order and the choice usually makes itself.

  1. How does money actually arrive? Techs tapping cards at the door favours Housecall Pro at 2.59%. An office keying cards over the phone is 3.49% there, and Jobber's flat 2.9% + 30¢ is better. If half your invoices could go ACH, do that first and stop optimising the rest.
  2. Who is paying, personal or company cards? Meaningful commercial and Amex volume puts you at 3.49% on Housecall Pro. Get Jobber's undisclosed commercial rate in writing before assuming it is better.
  3. How many seats, twelve months out? Housecall Pro is competitive when you sit exactly on a bundle of 5 or 8 users. Between bundles, Jobber's published $29 extra seat is smoother, and Housecall Pro's Essentials seat price is currently unpublished, so get it in writing.
  4. What has to integrate? QuickBooks pushes you to Housecall Pro Essentials minimum, at five-user pricing even for one user. API access pushes you to MAX.
  5. What is the exit plan? Request a full export sample in the trial. If the answer is unsatisfying, price that in now rather than in year three.

Tip

Before you sign either contract, build a one-page model with four rows: subscription, seat overage, add-ons, and processing on your actual card mix. Most shops discover the fourth row is larger than the first three combined, and that it is the only row they can change without switching vendors.

The bottom line

Jobber and Housecall Pro are both competent, both venture-funded, and both monetise you well beyond the plan fee. Both are also the usual landing spot for shops leaving ServiceTitan, which we cover in ServiceTitan alternatives for small shops. The comparison articles argue about drag-and-drop calendars and route optimization because those are easy to tabulate. The money is in the payments stack, the seat overage footnotes, and the export you never tested.

Run the four-row model. If it comes out close, pick the one your techs will actually use in the field, because adoption beats a 0.4% rate difference every time.

If it comes out badly for both, that is worth taking seriously rather than settling. The complaint underneath nearly every thread quoted above is the same one: you have to adapt your workflows to fit their program. For most trades businesses that trade is correct, and the packaged platform wins. For the ones running a genuinely unusual job flow, where the workarounds have become the job, it stops being correct. We wrote about how to tell the difference in signs you have outgrown your CRM and in the best CRM for field service businesses.

Either way, do the math before the demo, not after the contract.

Frequently asked questions

Is Jobber cheaper than Housecall Pro?
At one user, yes. On pricing pages checked 25 September 2026, Jobber Core is $29 a month billed annually or $49 month to month, while Housecall Pro Basic is $59 annually or $79 monthly. At five users the two tie at $149 a month billed annually (Jobber Connect vs Housecall Pro Essentials), and at eight to ten users Jobber's 10-user Connect bundle at $229 undercuts Housecall Pro MAX at $299. Card processing still moves more money than any of these plan fees.
What does Housecall Pro actually charge for credit card processing?
It depends entirely on how the card is collected. Per Housecall Pro's own help center, it is 2.59% swiped or tapped with a reader, 2.99% when the customer pays online through a digital invoice, and 3.49% when your office keys the card in manually or charges a card on file. American Express and all commercial, corporate and business cards are 3.49% through any method. ACH is 1%.
What does Jobber charge for credit card processing?
Jobber's pricing page lists 2.9% plus 30 cents for cards paid online, 2.7% plus 30 cents for payments taken on the spot in the mobile app, and 1% for ACH. Those rates are identical on all four plan tiers, so upgrading your plan does not lower your processing cost.
Do the top comparison articles get the processing fees right?
Frequently not. Several currently ranking pages state that both platforms charge a flat 2.9% plus 30 cents and that the fee is therefore identical whichever you pick. That matches Jobber's online rate but contradicts Housecall Pro's published rate card, which has six different rates and no 30 cent per transaction component on standard cards.
At what team size should I move from Housecall Pro Essentials to MAX?
As soon as you need a sixth seat, get the Essentials overage quoted in writing. As of 25 September 2026 Housecall Pro's pricing page shows Essentials at $149 a month annual for 5 users with no published per-seat price, and MAX at $299 for 8 users plus $35 per additional user. When we first checked on 28 August 2026 the page listed Essentials seats at $100 each, which made 7 users the crossover. MAX also unlocks route optimization and open API access.
Does Jobber or Housecall Pro sync with QuickBooks?
Both do, and both gate it above the entry plan. Housecall Pro lists QuickBooks Online sync in its Essentials tier, not Basic, so the $59 plan will not sync your books. Jobber's plan cards list QuickBooks Online sync as a Connect feature, not Core, so its real entry price for synced books is $99 a month annual for one user or $149 for five. Test the sync on real data before you commit, because reconciliation problems are the most common post-migration complaint.
Can I pass credit card fees on to my customers?
Sometimes, and not automatically. Housecall Pro's help documentation states there is no automated surcharging and you must manually add a processing fee line item to each invoice. It also lists states whose statutes restrict surcharging, including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York and Oklahoma. Surcharge law has moved through litigation, so confirm current rules for your state before you start.
What is the single biggest way to cut my payment costs on either platform?
Move invoices from card to ACH. Both platforms charge 1% for ACH bank payments. On $42,000 per month of collections, paying by online card at Housecall Pro's 2.99% costs about $1,256 per month, while ACH at 1% costs $420. That is roughly $10,000 a year, and it is the same lever on either platform.
What does Jobber vs Housecall Pro cost for a 5 person team?
Billed annually, both land at $149 a month on vendor pages checked 25 September 2026: Jobber Connect with 5 users and Housecall Pro Essentials with 5 users. Month to month, Jobber Connect is $199 and Housecall Pro Essentials is $189. Stepping up, Jobber Grow for 5 users is $229 annual and Housecall Pro MAX for 8 users is $299.
Do Jobber and Housecall Pro charge per user?
Both bundle users into tiers and then charge for extra seats. Jobber's pricing page says to add users for $29 a month each on every plan. Housecall Pro includes 1, 5 and 8 users on Basic, Essentials and MAX, and publishes a $35 a month per additional user rate on MAX only, as of 25 September 2026.
What happens to my data if I want to leave?
This is the cost operators regret missing. Field service platforms are closed systems, and job photos, notes and history are the hardest records to extract intact. Housecall Pro gates open API access to its MAX tier at $299 per month. Ask for a full export sample during the trial rather than after you have three years of history inside.

Where Pavado comes in

How Pavado builds a CRM around your jobs

The biggest cost difference here is not the subscription, it is card processing rates that change with how each payment is collected. We build CRMs that send the payment option you choose for each job, sync every payment to QuickBooks or Xero, and keep the job, quote and invoice on one customer record.

Instead of bending your shop around someone else's software, we build the system around how your jobs actually move, and connect it to what you already use.

  • Your pipeline, your stages. From first call to paid invoice, set up the way your team already works.
  • Automations for the busywork. Follow-ups, reminders and handoffs that happen without anyone remembering.
  • One record per customer. Calls, quotes, jobs, photos and invoices in one place instead of five apps.
  • Connected to your stack. QuickBooks or Xero, Gmail or Outlook, payments and e-sign, plus thousands more through Zapier and an API.
  1. 1.Book a free demo and walk us through how a job moves today.
  2. 2.We map the workflow and send a scoped proposal, free.
  3. 3.We build it, connect your tools and get your team using it.

The first conversation and a scoped proposal are free, and we will tell you early if we are not the right fit.